Stephen has been serving the community as a mortgage loan officer for nearly 20 years. As a retired algebra teacher and instruction coach, Stephen brings a unique ability to provide clarity to a complex and nuanced industry. Treating clients like family, listening to truly understand their goals, and strategizing along with them to ensure that these goals are met is what separates Stephen from the competition. Stephen believes that making himself and his team available 24/7 is a sacrifice that is worth being made to make sure that his clients get the service they deserve. “If I was buying or refinancing a home, I’d expect my loan officer to be available whenever I needed him, so how I could I not provide that for all my clients?”
A team player from his years as an athlete, Robert knows what it takes to work with others to accomplish a goal. Immersed in the mortgage industry since his days at West Virginia University, he brings knowledge and a strong work ethic to the Rinaldi Group as part of his commitment to giving clients the very best in service. Together with every member of the Rinaldi Group, Robert is committed to seeing your loan close on time and that your mortgage experience from start to finish is a pleasant one.
Kate graduated from Eastern University with a bachelor’s degree in marketing. During her senior year, Kate showed interest in the mortgage industry and joined Stephen Rinaldi as an intern. After graduating from Eastern, Kate stayed with Stephen as his assistant and a marketing specialist for the Rinaldi Group.
Chris graduated from St. Joseph’s University with a degree in marketing and a master’s in education. With over 25 years teaching experience he can use his unique perspective and experience to transfer many of the skills that he has perfected into the mortgage industry. He prides himself on his impeccable communication and organizational skills. His attention to detail, great people skills and ability to anticipate his client’s needs will assure you of a timely and seamless close. He will provide you with honest answers and realistic expectations. Chris’ goal is to listen to his client’s needs and then develop a strategy to pick the best option to suit their goals which will provide an excellent mortgage experience.
A graduate of Widener University, as well as obtaining three post-graduate degrees in Education, Albert decided to expand into the mortgage industry. With a background as an educator and coach, Albert has spent his entire professional life working to help others. These experiences have prepared Albert to guide clients through the mortgage process and make the process easy for them. While understanding that purchasing a home is a life-changing experience that can become stressful, Albert’s goal is to help ease that burden for clients by providing them with a responsive, seamless mortgage process.
Pat is a dedicated mortgage professional with a strong background in education and coaching. A graduate of West Chester University with a Master‘s degree from Temple University, Pat brings skills honed from more than a decade of teaching and coaching high school basketball. Pat’s passion for helping others and his ability to explain complex processes help to make the mortgage journey smoother for his clients. He treats clients like family, listens to their goals, and works to achieve their dreams of homeownership. With his exceptional communication and organizational skills, Pat ensures clients feel supported from application to closing. Whether you’re buying your first home, your next home, investing, purchasing a vacation property, or refinancing, Pat is committed to providing an exceptional mortgage experience.
Mike began his career in the mortgage industry by launching his own mortgage loan processing company in 2014. Since then, he has played a key role in the successful closing of more than 1,000 purchase and refinance transactions, giving him extensive knowledge of every stage of the mortgage process.
Today, as a licensed Mortgage Loan Officer, Mike brings that experience directly to his clients. His strong background in loan processing and in-depth understanding of mortgage guidelines allow him to guide borrowers smoothly from application to closing. Mike is committed to providing clear communication, expert guidance, and a stress-free experience, helping clients feel confident and informed every step of the way.
Brandon brings a perspective few mortgage originators can offer: he’s both an active real estate investor and a licensed real estate agent with over $250 million in transaction history. He understands a deal from every side of the table — as the buyer, the agent, and the person structuring the financing — and that full-picture view is exactly what his clients rely on.
He helps homebuyers and investors secure the right financing for their goals, from a first home to the next addition to a growing portfolio. Because he’s closed hundreds of deals himself, Brandon knows what actually matters when the numbers are on the line. He specializes in investment property financing — including multi-unit and non-owner-occupied deals — and is equally at home walking first-time homebuyers through their first mortgage in plain language.
Whether you’re buying your first home or building a real estate portfolio, Brandon brings the expertise — and the firsthand experience on both sides of the deal — to get you to the closing table with confidence.
With a rich background in education and leadership, Jonathan brings a unique and powerful perspective to the Rinaldi Group team. Before transitioning into the mortgage industry, Jonathan served as a math teacher and central administrator, ultimately holding the position of Math Supervisor. This extensive experience as an instructional leader allowed Jonathan to master the art of breaking down complex, data-driven ideas into clear, accessible concepts, a skill that translates perfectly into the world of mortgage finance. Drawing on years of strong leadership and communication, Jonathan views securing a home loan not as a mere transaction, but as a collaborative process rooted in clear guidance and strategic planning. Whether you are purchasing a home or refinancing, Jonathan is dedicated to transforming an intricate financial journey into a clear, empowering, and highly successful experience.